School of Built Environment and Development Studies
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Browsing School of Built Environment and Development Studies by Author "Adebayo, Pauline Wambui."
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Item Assessing local job creation and employment sustainability within greenfields housing projects : case studies of Wiggins Umkhumbane and Westrich (Durban)(2005) Myeni, Wonderboy Vincent.; Adebayo, Pauline Wambui.Most low cost housing beneficiaries either work in the informal sector with little income to meet all their basic needs, or do not work at all. They live in poverty because many of them are unskilled, unemployed, poorly represented economically, politically and socially. Hence the new South African Housing Policy is said to be enabling the housing environment to play a more meaningful role in job creation and employment sustainability. This is said to be achieved through skills transfer and giving support to small businesses which are geared towards more labour intensive opportunities. Job creation, in the context of this study, means training ,and the use of housing beneficiaries in housing construction. The provision of skills enhances beneficiaries to engage in self-employment programmes. Sustainability, on the other hand, looks at the use of dwelling units for small business purposes, the proximity of housing projects in relation to areas of employment, and the transfer of skills from place to place when required. After conducting a survey of 98 beneficiaries, the study revealed a lack of an effective mechanism for job creation and employment sustainability within greenfields housing projects. In order to provide both guidelines and recommendations for the effective implementation of housing projects, this dissertation assesses the extent to which greenfields housing projects have been able to create and sustain employment opportunities for housing beneficiaries. Case studies used to assess this aspect are Wiggins uMkhumbane in Cato Manor and Westrich in Newlands West. This study outlines failures and successes in the manner in which the above mentioned housing projects were implemented in relation to the creation and sustainability of income generating activities. This dissertation is structured as follows: The first chapter introduces the research problem, research question hypothesis, and the research method used to conduct the study. The second chapter provides both the conceptual framework and the literature review for the topic being investigated. International, national and local case studies are used to support the flow of the argument. Chapter three introduces the geographical and historical background of case studies in which the study was conducted. This historical background is linked to the topic of study to help to understand the phenomenon of employment. Chapter four deals with the presentation and analysis of data collected. The conclusion drawn from the findings and recommendations are found in chapter five.Item Assessing the support given by the SEDA Construction Incubator programme to emerging contractors involved in housing within the eThekwini Municipality, KwaZulu-Natal.(2018) Noor, Mohamed Saidi.; Adebayo, Pauline Wambui.This study assessed the support offered by the SEDA Construction Incubator (SCI) programme to emerging contractors involved in housing construction. Emerging contractors are black-owned small and medium construction enterprises. The housing process excluded such contractors during the apartheid era. This exclusion created a pool of underdeveloped black-owned companies. It is for this reason that the promotion of emerging contractors is a central theme of the current government’s housing policy. The South African government appoints these contractors, through a tender system, for the construction and maintenance of state-subsidised housing. However, these emerging contractors often fail to grow beyond basic levels of business operations. The SCI programme has been developed as a response to the challenges emerging contractors face. This study analysed the way support has been given to emerging contractors. The study analysed the discourse around the challenges hindering small and medium contractors in South African and internationally. It also looked at mentorship and training support programmes implemented locally. The study thereafter used qualitative research instruments to examine and analyse the challenges that contractors in SCI programme encounter and the extent to which the SCI programme’s support assisted contractors to mitigate their challenges. The study’s findings revealed that contractors’ main challenges were in respect of obtaining new construction projects and accessing finance. The challenge of winning projects compounded the challenge of accessing finance. Also, contractors did not maximise the benefits of the theoretical or mentorship support by the SCI programme because these forms of support were structured to assist contractors after they had won projects and begun the physical construction of the housing project. In addition to this, the findings revealed a difference between the support that the programme provided and the expectations of the emerging contractors, which resulted in contractors expecting project opportunities from the SCI programme. Many of these emerging contractors expected the SCI programme to offer them construction projects that they would implement while they were members of the programme but the programme only went as far as its mandate, which was to support contractors to win projects rather than arrange projects. The researcher recommends that the implementers of the SCI programme consult with potential SCI contractors prior to them entering the programme, to carefully set out the roles of all the stakeholders involved within the duration of the incubation. This would ensure that the expectations of contractors are managed. In addition to this, the researcher recommends that the SCI programme extends its mandate to support contractors to win projects. The researcher suggests that the SCI programme should also provide a platform to emerging contractors that will enable potential clients to interact with, negotiate and do business with these contractors.Item A Comparative Study of Social Housing Developments: Greenfield Developments and Converted/Refurbished Buildings.(2009) Ogunsanya, Lawrence Babatunde.; Adebayo, Pauline Wambui.Social Housing is a new form of housing delivery in South Africa that has fast gained recognition in the housing sector in the last ten years, because it has proven to be a viable option in solving the housing shortage. It is an affordable option because the government provides funding through subsidies and profit is not earned from the rents paid. Social housing can be in the form of houses, block of flats or townhouses located in Greenfield developments, infill areas or in inner city blocks that are purchased or renovated. The buildings are managed by social housing institutions through public and private funding. This dissertation evaluated and compared two types of social housing schemes, namely, Greenfield developments and refurbished/converted buildings in terms of their affordability, management and the quality of the built environment. The evaluation was done by analyzing their similarities and differences, to reveal which typology delivers a better quality living environment. It also investigated the type of social housing development most suitable for the South African environment and meets the objectives and principles of social housing. The study analysed four existing social housing developments, three in Durban and one in Pietermaritzburg, two were refurbished buildings, and the other two, Greenfield developments. Information was collected by conducting household surveys, interviews and discussions with the residents and management of the housing schemes. The case studies revealed interesting contrasts as well as some important similarities among the social housing schemes. The main findings showed both typologies were functional in providing affordable housing though Greenfield developments proved to be a better alternative in terms of effective management, tenant participation and better built environments. The study proposes recommendations to improve social housing delivery in South Africa such as making social housing affordable, strategies for affordable security and safety systems; energy efficient designs and considerations for persons with special needs.Item Comparing the levels of housing satisfaction between the site and services and settlement upgrading housing projects : a case study of Tshelimnyama phase 3, Illovo phase 4 and Old Dunbar and Bester's Camp.(2011) Gumede, Gugu R.; Adebayo, Pauline Wambui.This dissertation compares the levels of housing satisfaction between the site and services and informal settlement upgrading projects. In South Africa, the government embarked on the incremental approach to housing as a way of addressing housing challenges such as slow delivery rate, poverty and budgetary constraints. Within incremental housing polices, site and services and informal settlement upgrading housing projects are two housing delivery methods that are being used to provide housing to low income households. One of the challenges with the implementation of incremental housing delivery method in South Africa has been over-emphasis on the implementation of site and services at the expense of informal settlement upgrading housing projects. The broad aim of this dissertation is to compare which of the two delivery approaches yields higher levels of satisfaction. The research method employed in the study was Normative Style of comparism which is used to compare the levels of satisfaction and usefulness of housing to the user. To evaluate the levels of housing satisfaction between the site and services and informal settlement upgrading, the researcher set indicators of housing satisfaction, specifically location, the size of the dwelling unit, the quality of building materials, residential quality, security of tenure and the ability to use a house for income generating opportunities. Polices such as Chapter 13 of the National Housing Code (2009) and the Breaking New Ground (2004) indicate a significant shift in respect of informal settlement upgrading. The study’s findings showed that there are higher levels of housing satisfaction in the informal settlement upgrading housing projects than in the site and services because, beneficiaries make conscious choices about where to locate their housing. It emerged that beneficiaries satisfaction with the choice of specific settlements was usually linked to their livelihood strategies for example, proximity to jobs, cost of transport and cost of living. Such satisfaction was not forthcoming in poorly located sites and services schemes, whose strength was therefore only on their formality, secure tenure and basic services. The contribution of this study is not only to highlight circumstances that make housing satisfactory but also to ensure that informal settlements upgrading becomes entirely practiced on an equal basis as site and services.Item Comparing the use of housing as a financial and economic asset in rdp and bng housing projects: a case study of Dumisani Makhaye village, Umhlathuze municipality.(2017) Jali, Mbusi Conrad.; Adebayo, Pauline Wambui.The provision of low-income housing in post-apartheid South Africa has been one of the tools of reversing the effects of discriminatory apartheid planning and policies. The immense demand for low-income housing by those who were denied such by the apartheid government, coupled with the financial constraints of meeting said demand, shaped how housing would be provided post-apartheid. The provision of core/starter low-income housing units that would be improved by beneficiary households through the incremental process to make them ‘adequate’, depending on beneficiary household’s needs and circumstances, was the method of housing delivery adopted by the post-apartheid government. The incremental process of achieving adequate housing therefore had intrinsic expectations that low-income housing beneficiaries would use their houses as assets to access finance or start home-based businesses in order to facilitate the process. As an asset, housing could also be used as a tool to address the poverty and low income of its recipients. Starter houses provided in the Housing White Paper (HWP) policy era were termed RDP houses. Failure of the HWP as the first post-apartheid housing policy to explicitly emphasize and facilitate the use of RDP starter houses as assets by beneficiaries in order to achieve adequate housing contributed greatly to their constrained ability to perform as financial and economic assets. The second post-apartheid housing policy introduced in 2004, which was the Breaking New Ground (BNG) whose low-income housing units were termed BNG houses, is explicit and emphasizes facilitation of the performance of low-income housing as a financial and economic asset in its era, while retrospectively enabling the same performance of RDP housing that failed to perform as such in the HWP era. This study was undertaken to determine whether low-income housing has performed more as a financial and economic asset in the BNG era than it did in the HWP era, as envisaged by the BNG housing policy. Data gathered through interviews, a household survey and observations was thematically analysed to present comparative findings, in which it was determined that some of BNG housing attributes like its size and design have enabled it to perform ‘better’ as an asset than RDP housing. However, despite the demonstrable ‘better’ performance of BNG housing, it has not performed as such to the fullest extent possible, as envisaged by BNGhousing policy. This is despite the state’s attempts to encourage such use by beneficiary households through operating small businesses and/or its use as security for a loan, among other things. Reasons for the sluggish performance of RDP and BNG housing as a financial and economic asset range from lack of knowledge by beneficiary households about how to use low-income housing to access finance or start small home-based businesses, to the packaging of low-income housing projects that did not inspire the performance of housing as an asset. The research concludes that the packaging of housing projects needed to conceptualize how housing units would be attractive to lenders and /or how they can be used to generate household income, among other things. It is also recommended that there should be partnership between sectors, the financial and business sectors for example, and the municipalities to ensure low-income housing’s performance as an asset can be improved.Item An evaluation of housing consumer education in post apartheid South Africa : a case study of KwaZulu-Natal.(2003) Nair, Ronald.; Adebayo, Pauline Wambui.No abstract available.Item An evaluation of the extent to which housing group savings schemes facilitate housing improvements for low income groups within the Umsunduzi municipality area.(2005) Masondo, Eric Mduduzi.; Adebayo, Pauline Wambui.Savings Schemes have assisted club members to improve their housing conditions. The study argues that funds from savings clubs for housing can make a tremendous contribution in assisting club members to improve their housing. The study established that club members experienced a problem of being unable to complete their housing improvement. This was due to the fact that funds from their savings were insufficient to allow them to complete their housing improvements and consequently club members had to obtain small loans from Agishana Credit Company in order to buy roofing material. The study therefore assumes that funds from savings clubs can work better when supplemented by small loans. The study uses three core-housing approaches, namely self-help housing approach, enabling approach and incremental approach. All these approaches call for housing beneficiaries to mobilize their financial resources to improve their housing conditions. According to these approaches the principal role of the state is limited to provision of basic services and infrastructure and necessary support. The study established that in order for housing group savings schemes to be more effective they need to supported by municipalities, nongovernment organization and other relevant housing role players. In the two case studies for an example, the withdrawal of municipality at BESG from supporting savings clubs for housing crippled the small functioning of savings clubs.Item An evaluation of the Integrated Residential Development Programme (IRDP) as a strategy of spatial integration of low-income housing project: a study of Cornubia, Durban, South Africa.(2019) Singh, Shaheel Sunil.; Adebayo, Pauline Wambui.This dissertation evaluates the Integrated Residential Development Programme (IRDP) as a strategy to address spatial integration of low-income housing in South Africa. The colonial, segregation and apartheid city resulted in the production of distorted settlement patterns that were deeply rooted in social segregation and physical fragmentation in the sense that the majority of poor, mainly black households were confined to areas on the outskirts of city centers. Theoretical underpinnings such as neoliberalism and locational theories also had a major influence on the urban spatial planning approach of South Africa. The adverse effects of neoliberalism such as principles of the ‘rolling back’ of the state and free markets result in the poor continuing to be segregated and spatially disintegrated. The poor are unable to afford to purchase land or housing in well-located areas and are subsequently deprived of its accompanying opportunities, services and amenities. Since the turn of democracy, both South African planners and legislation have made ‘restructuring’ their top priority. The true challenge faced by them was the redevelopment of the South African city to one that was viable and enabled all citizens to engage with the qualities of a well-integrated city. As a means to achieve a well-integrated city the South African post-apartheid government introduced the IRDP. The aim of this study was to obtain detailed findings on whether or not lowincome housing development has improved in terms of spatial integration since the introduction of the IRDP. The IRDP was introduced to facilitate the development of all-inclusive human settlements in well-located areas. One of the spatial integration initiatives undertaken by the IRDP was the Cornubia phase 1A housing project in Durban, South Africa. Hence the Cornubia phase 1A housing project was used as a case study to analyse whether the IRDP can be used as an effective strategy to address the lack of spatial integration in low-income households. In order to achieve the abovementioned objective of the study, both primary and secondary data was used by the researcher, and the research was case study-based. The findings of this dissertation have shown that the IRDP is a strategy that has the potential to address the lack of spatial integration in low-income housing development in South Africa. However the results of the research have also identified gaps and room for improvement in the IRDP which is used as a basis for recommendations.Item An evaluation of the quality of built housing environment and improvement of quality of life for the beneficiaries : case study of Waterloo and Quarry Heights.(2002) Sikhumbane, Thulubuke Sifiso.; Adebayo, Pauline Wambui.This research work evaluates the quality of built housing environment and the improvement of the quality of life for the beneficiary communities under the South African Housing Policy. It pays special reference to the Case Study of Waterloo and Quarry Heights within the jurisdiction of Durban Unicity. In order to assess the quality of built housing environment whether it has a potential to improve the quality of life for the client communities the researcher set indicators which are: Integrated planned housing environment, residential quality, suitable building material, secured housing environments, standard of dwelling units, housing environment with economic infrastructure, housing environment that allows fleXibility and extension, and housing environment that has got development infrastructure and social services. These indicators are used in this study as important tool in evaluating the quality of built housing environment.Item An exploration into the lower middle income housing market.(2009) Ojo-Aromokudu, Judith Tinuke.; Kahn, Michael.; Adebayo, Pauline Wambui.The study explores the factors hampering the growth of a sustainable lower middle income (LMI) housing market. The LMI group includes members of the working class who earn between R3,500 and R7,000 per month. The motivation for the research followed an observation made in 2003, that the policies of both the Department of Housing and the traditional banking system excluded this income category from accessing housing assistance. However, during the course of the study, the state started extending subsidy assistance to this income group, through the Breaking New Ground (BNG) policy. The study employed oral and written data collection methods. The housing market participants was divided into three broad categories, namely, demand side participants, supply side participants and the housing market facilitators. Interviews were conducted with both supply side participants and facilitators. On the demand side a questionnaire survey was conducted to establish the experiences of households in respect of the home acquisition process. The research findings revealed that LMI households require a housing typology which is described as a two bedroom detached starter house, within close proximity to a public transport system, and other community facilities for ease of accessibility. The data showed that the LMI households required financial education before getting involved in the home acquisition transaction. In addition, it emerged that professional services offered by the estate agents were not being fully utilized by the LMI households simply because the households were not aware of the responsibility of the agents in the home acquisition transaction process. It is maintained that the LMI housing market is inundated with multi-faceted hurdles from both intrinsic and extrinsic sources. The intrinsic sources include household character, past experiences amongst others, while the extrinsic sources comprise housing stock availability, loan approval criteria, etc. These hurdles require both long and short term interventions addressing the convoluted home acquisition process which involves various facilitators and a costly immovable product. In conclusion, it is recommended that demand side home ownership education is necessary, whereby LMI households are prepared for the home acquisition process. On the supply side long and short term interventions are recommended towards creating enabling environments for the supply of starter houses located close to neighbourhood facilities particularly a reliable transport network.Item The extent to which the mortgage indemnity scheme facilitates access to housing credit from private financial institutions to low-income households in the formerly redlined areas : a case study of Umlazi township.(1997) Sigcau, Lutango S.; Adebayo, Pauline Wambui.No abstract available.Item Government intervention and the use of the house for income generation in informal settlements : a case of Cato Crest, eThekwini Municipality.(2011) Mnguni, Ziphozonke.; Adebayo, Pauline Wambui.This dissertation investigates how the upgrading of informal settlements impacts home-based enterprises (HBEs). De Soto’s ‘Mystery of Capital Theory’ suggests that the formalisation of tenure rights, through informal settlement upgrading, can result in poor households gaining access to capital using their houses as collateral against loans. Furthermore, these households can then use this capital to finance the operations of their HBEs. Rust’s conceptualisation of the ‘Housing Asset Triangle’ explains the importance of HBEs in the lives informal settlement households as an economic asset. Thus, the lack of support for HBEs in the implementation of informal settlement upgrading, by municipal officials, impacts negatively on HBEs, and demonstrates Huntington’s ‘Clash of Civilisations’ Theory. Huntington states that when state officials implement informal settlement upgrading, disagreements arise between the officials and the beneficiaries of upgrading, in terms of the objectives and the results of upgrading, stemming mainly from the fact that the state officials and the beneficiaries belong to different civilisations. The researcher uses Cato Crest located in eThekwini Municipality as the case study area, where interviews were conducted with the municipal housing officials that implemented the in-situ upgrade in Cato Crest, using the Informal Settlement Upgrading Programme (ISUP) of the Breaking New Ground (BNG): Housing Policy. Household surveys were also conducted with the Cato Crest households that operated HBEs in the upgraded settlement, who had also done so in the informal settlement prior to the upgrade. The researcher found that HBEs in Cato Crest informal settlements are heavily dependent foot paths, for customers, used by people walking through the settlement. However, the upgraded settlement has lower housing densities than the informal settlement and the foot paths are replaced by road-side pavements. Only the businesses trading from containers located on the road-side survive, as customers using the roads and pavements stop easily to purchase goods. As a result, HBEs suffer and are unable to attract customers anymore and re-establishing HBEs in the upgraded settlement becomes a useless task as only businesses trading from the roadside are successful in the Cato Crest upgraded settlement. Trading from the road-side requires moving the HBE out of the house and into a road-side container, where the latter needs to be purchased by the household in order to take advantage of customers using the roads and pavements. This process proved to be too expensive for poor households operating HBEs in Cato Crest. HBEs are an important income generation strategy for Cato Crest households, and the upgrading of their informal settlement creates a better living environment for these households. However, the inability to continue generating an income using the house in the upgraded settlement creates a harsh environment for households that depend on HBEs for survival. Based on the findings of this study, the recommendations for the future implementation of informal settlement upgrading are that there is a need for a more collaborative effort between municipal housing officials, the Business Support Unit of the eThekwini Municipality, the Local Economic Development Offices, as well as households operating HBEs. More research of the phenomenon of HBEs in informal settlements of any particular area to be upgraded should be conducted. Thereafter, the implementation of HBE accommodating and fitting upgrading plans to each settlement, needs to be carried out by the upgrading officials, so that the upgraded settlement does not only give people access to housing and infrastructure, but creates an environment where they can continue using their houses for income generation in the upgraded settlement.Item Identifying alternative instruments for delivering affordable well-located urban residential land to reverse the growth of informal settlements in Durban(2018) Nengomasha, Calvin.; Adebayo, Pauline Wambui.Abstract available in Pdf.Item Inclusionary housing developments : towards addressing inequalities and segregation patterns in South African residential neighbourhoods : a case study of Cosmo City, Johannesburg.(2017) Gopal, Kashmil.; Adebayo, Pauline Wambui.This dissertation assesses the effectiveness of inclusionary housing in South Africa, as a tool to reduce spatial segregation and inequalities in residential neighbourhoods. To date, South Africa has spatial inequalities and residential segregation across neighbourhoods, distinguished by race and class, characterised as ‘exclusionary housing’. Low income people live on the peripheries of urban areas with substandard housing, inadequate services and a lack of employment and other socio-economic opportunities, while the middle and higher income people live in well-developed urban areas with good housing, services and opportunities. This phenomenon is a result of the colonial and apartheid eras where the white minority marginalised the non-white majority by stripping them of all land rights and enforcing segregation laws that made people live in separate areas which were determined on the basis of one’s race. These laws were unjust and inequitable. After South Africa achieved democracy, post-1994; the then new democratic government made attempts to redress the wrongs of the past. However, such redress has been at a slow rate. New housing policies were introduced to promote integration and socio-economic inclusion, such as the Housing White Paper of 1994, the Breaking New Ground policy of 2004, and thereafter the Inclusionary Housing Policy of 2007. These three policies are discussed in this dissertation as they were designed with the purpose of redressing the problems of segregation and inequalities in South African neighbourhoods by promoting integration and socio-economic equality, which is the basis for inclusionary housing that is the key theme of this dissertation. Inclusionary housing is housing that incorporates different income groups, with different housing typologies to cater for the different income groups, all in one development, while providing the same standard of basic services and facilities for all. Inclusionary housing promotes integration and social inclusion, as well as creates many opportunities for the low income, such as employment and an improved livelihood. In South Africa, inclusionary housing was implemented for the first time in 2004, in a development called Cosmo City, situated north-west of Johannesburg. By using Cosmo City inclusionary housing development as a case study, this dissertation assesses the effectiveness of inclusionary housing as a tool to reduce spatial segregation and inequalities inherited from the past and which persist post- 1994. This assessment was enabled from the analysis of research conducted in the form of interviews with key stakeholders and informants in the Cosmo City inclusionary housing development, questionnaire surveys with beneficiaries from the three different income groups in Cosmo City, and field observations, as well as various bodies of literature pertaining to housing policy and inclusionary housing, in the context of South Africa. International examples in the practice of inclusionary housing and IHP, namely USA and China, is used to display how the mixing of income groups function in their housing environment and what level of success was achieved. The study’s findings display that Cosmo City inclusionary housing development is a thriving community that has RDP, partially subsidised, and fully bonded houses in one area. It was found further that there are basic services and facilities provided for all, as well as directly and indirectly created employment opportunities resulting from business and industrial sectors created within the area, as well as from nearby surrounding areas. The research concludes that inclusion within Cosmo City was largely achieved through delivering inclusionary housing in line with the objectives found in IHP and principles of inclusionary housing. The poor are integrated with the higher income and closer to urban areas, and have had their livelihoods vastly improved. Recommendations are made for better achievement of inclusionary housing and IHP goals, in particular, the location of inclusionary housing developments can be improved by making land more accessible within urban areas, and careful consideration must be taken regarding the mix of housing typologies in a development in order to get the recovery rate ideal for long-term financial sustainability and viability of a development. Inclusionary housing can, to a large degree, be responsible for reducing spatial segregation and inequalities in South African residential neighbourhoods.Item Incremental housing and the role of community participation : a comparative study of Cato Manor and Bhambayi.(1999) Mathabela, Pinky Silindile.; Adebayo, Pauline Wambui.This study focusses on community participation in the delivery of incremental housing. The community participation approach and incremental housing approach share the same goals and have the aim of community driven development. The study outlines the goals and objectives of community participation and the principles of incremental housing. Meeting these objectives and principles in the delivery of incremental housing can help address the housing backlog in South Africa. Moreover, community participation and incremental growth of housing, if implemented according to their principles and objectives can ensure that beneficiaries needs are met. This is possible because the end users execute and drive their own development. As a result they are in a position to articulate their housing development priorities. For the purposes of this study, two theories are used. The two theories contextualise community participation and are relevant to the South African situation. There are different notions of community participation that have different implications for housing delivery. This study looks at the assumptions that the literature makes about the nature of community participation. The study reflects on international experiences with regard to the implementation of community participation approach. International experiences indicate that some projects have been a success, while others have not. This study's, recommendations forthe South African context are drawn from the findings of this study and other international projects which have been successful in implementing community participation. A survey in this study has been conducted for the purpose of highlighting realities regarding the implementation of community participation. The survey will enable the study to inform the current housing policy about the realities of practising community participation in the delivery of incremental housing.Item The influence of culture on the acceptability of community residential units (CRU): a case study of uMlazi T-section, Durban KwaZulu-Natal.(2016) Msimang, Noxolo Mary-Anne.; Chipungu, Lovemore; Adebayo, Pauline Wambui.The development of housing in the context of culture has been an issue that has not received much attention and/or considered within the South African context. The post-1994 era saw a transferring of culture and cultural practices within the built environment of hostels living and lifestyle through urbanisation. During the apartheid era, black people were exposed to two types of housing typology; one which allowed them to practice their culture freely, and the other which limited them in all aspects. Housing in rural areas allowed for black people to practice their culture freely through its house-form layout, whereas housing in urban areas presented limitations and restricted all forms of cultural practices. The study aims at establishing and assessing whether CRUs are responsive to cultural needs, norms and practices. Information was gathered through qualitative and quantitative methods in forming a relationship between housing and culture. Qualitative information was gathered through human behavioural and development theories such as the Durkheimian and Modernists theories that were used in conceptualising the study whilst creating a link and relationship, and government documents. Quantitative information was gathered through household surveys which were conducted in the community of Wema and a focus group discussion was held in Unit 17 and interviews were conducted with the superintendents representing the eThekwini Municipality. This research revealed that post-1994 housing especially the CRUs do not take into cognisance households’ cultural values. This is reflected in the nature of housing which is not free-standing while certain facilities within and outside the units are shared thereby depriving households of privacy. However, the study also established that there are people who value the ease and convenience of single living and temporary housing depending on economy and their family’s financial need. The study recommended that the government should incorporate an environment that is supportive of culture and family living. It also noted that there is need for development of housing on short-tenure basis for people for people who do not want to settle with their families permanently in urban areas and those who are only seeking employment opportunities.Item Investigating the performance of non-traditional lenders in the provision of end-user finance : a case study of the National Housing Finance Corporation and the National Urban Reconstruction and Housing Agency.(2000) Salane, Rirhandzu Russel.; Adebayo, Pauline Wambui."A significant number of households in need of housing in South Africa can afford to access housing credit, provided that this is available. Such credit is currently not readily accessible by most of such home seekers. Unlocking housing credit is therefore seen as a fundamental requirement in order to facilitate the ongoing improvement of the housing circumstances of such households" (Housing White Paper, 1994). Restricted access and unavailability of housing end-user finance is one of the critical challenges which faces the government in general, and the Department of Housing in particular. Access to end-user finance is limited due to many reasons which the study will identify. This study primarily looks at the access and availability of housing end-user finance to the low income earners. Basically it attempts to explore the impact of Non-Traditional Lenders in the provision of end-user finance to the poor. Non-traditional lenders refer to any lender who is not a traditional retail finance lender/company. The study looks at the National Housing Finance Corporation (NHFC) and the National Urban Reconstruction and Housing Agency's (NURCHA) attempts to mobilise housing credit. It closely pays special attention to the strategies used to mobilise the much-needed credit, their impact and the problems they encounter. This is done with the sole purpose of establishing whether or not it is possible to extend their scope to cater for the low income housing market. To realise this purpose, the study follows the path undertaken by these two institutions in terms of impacting to the poor. Agishana Credit Company's activities were investigated in order to determine Nurcha's impact, and Ithala Development Finance Corporation for the NHFC. Further, a path will be established to determine the impact of these retail lenders on the poor. Thus, Pioneer Park housing project is surveyed to determine Ithala's lending activities as well as Thembalihle (Glenwood 2) housing project for Agishana. It is paramount to indicate that both the NHFC and Nurcha do not lend to a man on the street, but deal with retail lenders. In essence, the NHFC attempts to open the floodgates of housing credit by funding intermediary lenders that on-lend to individual beneficiaries, while on the other hand, Nurcha guarantees activities by these intermediary lenders. This study is divided into five chapters. Chapter one broadly gives an overview of problems regarding access and availability of housing end-user finance and also outlines the research methodology employed. Chapter two identifies and discusses the different housing delivery systems, as well as gives a vivid picture on the functioning of non-traditional lenders. It provides both international and national experiences that proves that it is feasible to provide housing loans to the poor. Chapter three aims at offering historical background of the four institutions. It identifies their missions, sources of funds, nature of clientele, key activities and the strategies they employ with regards to defaults. Chapter four provides the finding and analysis of the surveys conducted. Firstly, a brief background of the case study areas is outlined. Then findings of the study reveal that it is safe to lend to low income households. This proves that there is a potential to successfully lend to this market without running at a loss. Chapter five is a summary of the research findings, conclusions and recommendations. The findings of the study point out that there is a place for provision of housing credit to the poor. To that end, the study recommends that, what is needed to significantly provide housing loans to this market is the amalgamation of the NHFC and Nurcha's activities; establishment of more lending institutions; encouragement of savings for housing purposes; as well as commitment to innovatively devise and introduce new lending products to cater for this market, which is equally met with strategies to level the play field in terms of legislation so that lending institutions can participate in this housing market at scale.Item Investigating the role of community educational programs in bridging the gap between sanitation policy and practice of ecological sanitation in low-income peri-urban communities: a case study of Umbumbulu, eThekwini Municipality.(2019) Msebenzi, Thandeka Precious.; Adebayo, Pauline Wambui.Item An investigation into why housing consolidation projects only reach 70%-80% of intended beneficiaries on closure of the project in Metropolitan Durban.(2006) Mokoaleli, Thabo C.; Adebayo, Pauline Wambui.When the Government of National Unity (GNU) came to power in South Africa in 1994, it inherited a housing sector with severe abnormalities as a result of the policies and political turbulence of the apartheid era (Department of Housing/DOH, 2000a). One of the main problems was and is still the enormous housing backlog facing large sections of the country's population both in rural and urban areas. The housing crisis in South Africa has received extensive attention by the South African government, non-profit organizations and international actors such as research and aid organisations since the demise of apartheid. This shows the historical and present interest on the SUbject. The most significant development in housing policy in 1990 was the creation of the Independent Development Trust (lOT). The lOT, was a parastatal, a government created institution in 1991, which was to address the housing needs of the country's poor. As one form of housing subsidisation, housing consolidation subsidies have been used in housing projects for households to build new houses or improve existing structures on the serviced sites that were previously subsidized through the Independent Development Trust (lOT) in the 1990's. The realisation that between 20%-30% of beneficiaries do not take occupancy at the end of a specific project, has brought a serious concern to the Housing Department, local community structures and Project Managers. This study, focuses on the Durban Metropolitan Area; it intend to increase one's understanding of why consolidation housing projects only reach 70%-80% of intended beneficiaries on closure of the projects. The housing consolidation projects in Luganda and Savannah Park, Southern Pinetown, Durban, which are the sUbject of the present stUdy, were initiated in 1996 and 2000 respectively with the intent to deliver over 2000 houses in both study areas. These are being investigated. The study takes a form of a wholes tick approach and tries to make a link between the absent beneficiaries and those who informally transfer their property to new owners. The reason is simply that the 20-30% originally intended beneficiaries are not benefiting from the Consolidation Housing Subsidy. The study aims to look at alternative, cheaper and affordable ways of obtaining title deeds for people who have bought sites informally from the authentic officially recognised beneficiaries. Lastly, the study will contribute by data gathering and analysis, to the understanding of the phenomenon of low-occupancy and informal or de facto transfer of property.Item An investigation of how construction skills transfer leads to sustainable employment and housing improvements in incremental housing projects.(2003) Mkhize, Nkosinjani Agripper.; Adebayo, Pauline Wambui.This research investigates the impacts of construction skills acquired by the beneficiaries who participated in the construction of housing in the three case studies used in this study; the housing policy also assumes such a connection. The study argues that the construction skills can assist training beneficiaries to acquire sustainable employment in the housing construction industry. The housing beneficiaries have however experienced the problem of being unable to make further housing completion due to various problems such as unemployment, low income, regulations and building standards. Therefore, the study also assumes that housing construction industry has a potentially pivotal role to play in providing sustainable employment to the training beneficiaries, which In turn allow them to generate income for housing improvements. The study uses two core-housing approaches (incremental and enabling), which emphasises the importance of construction skills to the training beneficiaries and are relevant to the South African Housing Policy. This study argues that the Housing Policy has a crucial role to play in construction skills acquisition during the construction of incremental housing projects. This study investigates the relationship among skills, employment and housing improvements of Hambanati, Mshayazafe and Waterloo areas in KwaZulu-Natal. A research In this study has been conducted for the purpose of highlighting realities regarding the impact of acquiring relevant construction skills through incremental housing projects. The research will enable the study to inform the government's current housing policy about the potential benefits of providing construction skills in the delivery of incremental housing.